Certificate of Deposit (CD)

Certificates of Deposit (CD) at Alton Bank

Lock in guaranteed returns with Alton Bank's Certificates of Deposit. Our CDs offer some of the most competitive rates in Missouri, providing a safe, secure way to grow your savings with fixed terms and predictable returns.

Whether you're saving for a specific goal or diversifying your investment portfolio, our CDs provide peace of mind with FDIC insurance protection. Contact us today to discover how our CD options can benefit your savings strategy.

Grow Your Money Safely with a Fixed-Rate CD

This is an interest-bearing account designed for secure, guaranteed growth. A minimum balance of $500.00 must be used to open a CD. You may not make additional deposits into this account. If you withdraw any of the principal before the maturity date, we may impose a penalty.

This account will automatically renew. You will have ten days after maturity date to withdraw funds without penalty. Over $50,000.00 and $100,000.00 may earn a higher rate. Contact us for the current rates on these amounts.

CD Term Options:

• 3-Month CD: short-term savings with competitive rates
• 6-Month CD: our highest CD rates for maximum growth
• 1-Year CD: popular term with attractive interest rates
• 18-Month CD: extended earnings potential
• 2-Year CD: higher rates for longer commitments
• 3-Year CD: long-term savings with strong, stable returns
• 4-Year CD: sustained growth with consistent interest earnings
• 5-Year CD: balance flexibility and better returns
• IRA CDs available
  
  

Contact Alton Bank to discuss how our CD options can fit into your financial plans.

Benefits of Investing in a Certificate of Deposit

Choosing a Certificate of Deposit at Alton Bank offers several advantages.

Here are some key benefits:

• Guaranteed fixed rates for the entire term
• FDIC insured up to $250,000 per depositor
• Automatic renewal options for continued growth
• Higher rates for larger deposit amounts
• Various term options to meet your timeline needs
  
  

Important Notice: Interest Rate changes are solely at the Bank's discretion. The Bank reserves the right to change interest rates at any time with the exception of Certificates of Deposits, which maintain their fixed rate for the entire term.

Reach out to Alton Bank to learn more about the benefits of our CD options and how they can help you achieve your financial goals.

Benefits of Choosing Alton Bank

At Alton Bank, we offer several advantages that make us a preferred choice for your CD investments:

• Locally owned and community-based
• Over 100 years of banking experience
• Walk-ins always welcome
• Member of the FDIC and Equal Housing Lender
• Affiliated with the Missouri Bankers Association
• Zelle coming soon for convenient transactions
  
  

Contact Alton Bank today to secure your savings with our reliable CD options.

Contact Us

Ready to secure your savings with a Certificate of Deposit? Get in touch with Alton Bank today. Our team of experienced professionals is here to provide personalized service and help you choose the best CD option to meet your financial goals.