Loan Services

Loans from Alton Bank

Access the capital you need to grow, expand, or manage cash flow with Alton Bank's lending solutions. As a true community bank, we make local decisions based on more than just numbers—we understand the Missouri landscape and work closely with you to create financing solutions tailored to your specific goals and challenges. Contact us today to get started with the right loan for your financial needs.

Types of Loans We Offer

Knowing when to seek professional assistance for financial loans can save you time and resources.

Here are the most common loans we offer at Alton Bank:

• Consumer Loans: flexible finance everyday expenses or large purchases, typically repaid in fixed installments over time.
• Business Term Loans: finance major purchases, expansion projects, or long-term investments with fixed-rate loans featuring predictable payments and terms tailored to your business's cash flow.
• Real Estate Loans: purchase, construct, or refinance properties with competitive rates and flexible terms. Our local knowledge of the Missouri real estate market adds valuable insight to your financing.
• Vehicle Loans: a financing option that allows you to purchase a new vehicle or refinance by borrowing money and repaying it over time with interest. 
• Equipment Financing: acquire the machinery, vehicles, or technology you need with financing structured around the useful life of the equipment and your financial situation.
• Lines of Credit: manage cash flow fluctuations, inventory purchases, or unexpected expenses with revolving credit that provides flexible access to funds when you need them most.

Additional loans provided:



• Installment Loans
• Personal Loans
• Home Loans
• Mobile Home Loans
• Farm Equipment Loans
• Livestock Loans
• Stock Loans
• Tax Refund Loans

Contact us to discuss your loan options.

Conforming Loan Payment Notice

All loan payments must be made in U.S. dollars and include the account number. Loan payments should be sent to:

Alton Bank
P.O. Box 7
Alton, MO 65606

Loan payments may also be made in person to Alton Bank personnel at our main bank or through the drive-thru. Payments must be received by 3:00 p.m., Monday - Friday, at either the main bank or the drive-thru. All other payments will be credited on the next business day or as otherwise permitted by law.

ALTON BANK
460248

Registered Mortgage Loan Originators
Randall Gene Combs – 494786
Barbara Ann Simpson – 499871
Cindy L. Bradford – 1942874
Kasea Ellett – 2212596
Stephanie Kernodle – 2528577
Brittany Haney – 2709137

The Advantages of Loan Services

Hiring a professional for your loan needs can provide numerous benefits, including:

• Expert guidance through the loan process
• Access to a variety of loan products
• Competitive interest rates
• Customized loan solutions tailored to your business
• Flexible repayment terms
• Support from a community-focused bank
  
  

To take advantage of these benefits, contact Alton Bank for your loan needs.

Why Choose Alton Bank

Alton Bank is dedicated to providing top-tier loan services with a focus on community and personalized attention.

When you choose us, you benefit from:

• Locally owned and operated
• Over 100 years in business
• Walk-ins welcome
• Member of the FDIC
• Equal Housing Lender
• Missouri Bankers Association member
• Community-based business
  
  

Contact Alton Bank today to secure your loan and experience the difference of working with a community-focused institution.

Contact Us Today

Ready to take the next step? Get in touch with Alton Bank to discuss your loan needs and find the best solution for you. Our team is here to provide personalized service and support to help you succeed.